combined approach - what the parameters mean

when we have LLP = r*ALP + (constant liquidity prem difference), what do r and constant liquidity prem difference represent/why do we have them?

Comments

  • It's just a variation of the top-down approach and both those terms arbitrary. It's kind of line a linear regression approach to defining the ILP. These terms are just meant to characterize the relationship between the liquidity of the reference portfolio and the liquidity of the insurance contracts

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