Extra arguments

Hi,
Does anybody have any idea what happens if we write extra arguments than what a question asks for. E.g. if a question asks for 3 reasons and we mention 4.
And what if 1 of the 4 mentioned is not what the examiner is looking for?
Thanks.

Comments

  • So the answer is already there in the instructions. only first 3 points will be graded.

  • Yup, that's correct.

  • I have a specific follow up question using an example.
    UK Flood Insurance: Purpose

    The answer given is:

    • Sustainability
    • Maintain Availability & Affordability
    • 25-year transition to full private risk-based pricing.

    So in my mind these feel like 4 points. It's not clear why availability and affordability are bundled. I know we're guessing here but if we wrote:

    • Sustainability
    • Maintain Availability
    • Maintain Affordability
    • 25-year transition to full private risk-based pricing.

    Would they only count the first 3 and say you missed the last one? Even though it's clear that you know them all.
    In writing this, I'm thinking maybe look at the question value and if it's worth 0.75 then you should bundle them to have 3 bullets instead of 4 maybe?

  • edited April 2021

    It's not an exact science and the grading rubric can change from year to year, but in this specific case, availability and affordability almost always go together. I would probably put them as a single point. Here's the reasoning:

    • It's easy to make insurance available - just make sure you charge a premium rate way higher than your expected loss, but then it wouldn't be affordable.
    • It's also easy to make insurance affordable - just charge a low premium rate, but make the underwriting guidelines ridiculously strict so that hardly anyone would qualify, thus making it essentially unavailable.

    So having one without the other really isn't much good in a practical sense. (By the way, all the graders are probably "hip" to the little tricks people use when they aren't sure of the correct answer! So I wouldn't list 4 points if they only asked for 3!)

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